Commercial Mortgages and Re-mortgages

If you are looking for a commercial mortgage to purchase a new business or new business premises, we can help. We also help businesses re-finance their existing commercial property to raise funds for growth or to help manage repayments for other business loans.

We work with a range of lenders, from High Street and International Banks, to specialist lenders to make sure we find you the right product and the best rate.

ü     Up to 85% loan to value, 100% with additional security

ü     Rates from 1.0% over Bank Base Rate

ü     Interest only and fixed rate options

ü     Loans from £50,000 to £5,000,000

ü     Term up to 30 years, no upper age limit (subject to conditions)

ü     Commercial investment and Buy- To-Let properties

No business plan, No accounts, No proof of income…No problem

We specialise in finding mortgages for people who don’t fit the banks traditional commercial mortgage criteria. We work with specialist lenders who can offer a self-certification of income facility if you do not have three years business accounts, if you are self-employed, or if you cannot prove your income. We also have products available for people with all types of credit history including CCJs, IVAs and missed payments.

Even if your bank has said no, we can help.

We can help if:

ü You are a business start-up

ü You have no accounts

ü You have no proof of income

ü You have a poor credit history

ü You have no business plan

Call us now to ask about a mortgage to suit your needs 01271 816381

Lighthouse business finance can help your launch and grow your business

Recent customers have included:

• Shop and pub purchases
• Care home purchase
• Refinancing existing mortgages at lower cost
• Remortgage to release equity to finance business growth